GitHub Copilot vs Cursor

Copilot meters chat and agents in GitHub AI Credits (1 AI credit = $0.01 USD. Extra usage is billed at model token rates in credits.). Cursor sells a weekly Grok/Composer pool on The X Subscription and bills third-party models separately from Premium up.

GitHub Copilot vs Cursor: list prices and overage units

Where they really differ

Entry
$10 vs $8

Lowest published paid individual price in the catalog.

Top plan
$100 vs $200

Highest individual list price we could parse.

Team
$19 vs $30

Lowest parsed team or seat price. not public when the string does not yield a single number.

Plan by plan

Field GitHub Copilot Cursor
Entry paid $10 $8
Top plan $100 $200
Team seat $19 $30
Free plan Copilot Free and Copilot Student include an AI-credit allowance. Free includes 2,000 code completions/month; Student includes unlimited completions. Auto model selection only. Limited usage on Free. Plus and above add a weekly Cursor-model pool.
Works in IDE, CLI, Extension, Cloud IDE, Cloud
MCP Yes Yes
Limits 1 AI credit = $0.01 USD. Extra usage is billed at model token rates in credits. New customers buy The X Subscription, which also covers Grok and X benefits.
Last change None dated Cursor sold as The X Subscription

Monthly list prices in USD. Checked 15 Oct 2026, 09:00 UTC.

Questions people ask

Cursor Plus is 8 USD per month. Copilot Pro is 10 USD per month. Both figures are startingPaidUsd in data/tools.json.

1 AI credit = $0.01 USD. Extra usage is billed at model token rates in credits. Code completions and next-edit suggestions stay unlimited on paid plans.

Prices exclude tax. Third-party model usage is not included in the monthly fee. 4× Plus usage. Third-party models at API list price from prepaid credit. Annual $300/yr.

Copilot Free and Copilot Student include an AI-credit allowance. Free includes 2,000 code completions/month; Student includes unlimited completions. Auto model selection only.

Related guides

18 tools in the catalog.